Another New Year is upon us. Bring on another raft of resolutions I say! I mean, what would a New Year be in the absence of resolutions? As Aldous Huxley wrote in Time Must Have a Stop, “Hell isn’t merely paved with good intentions; it’s walled and roofed with them. Yes, and furnished too.” This year, I am advocating something simple: It’s high time we (as in all of us – business, government and consumers) stop making it so easy for scammers, phishers and identity thieves.